ACCEPTANCE PROCEDURE:

By accessing materials on our Web site you agree with all the terms and conditions of this agreement. We reserve the right, at our sole discretion, to change the terms and conditions of this Agreement from time to time, and your continuing use of our Web sites constitutes your acceptance of and agreement to any changed terms and conditions. We will post any such changes in a timely manner, and draw your attention to any significant changes.

ENTIRE AGREEMENT:

This Agreement sets forth the entire agreement between the parties. You acknowledge and agree that you have reviewed this Agreement in its entirety, and every part thereof, and that You understand the Agreement. You further acknowledge and agree that you have had the opportunity to review this Agreement and otherwise consult with your independent counsel as to the Agreement.